top of page

05 Isicwangciso soShishino-Isiphelo

Uqikelelo lwezeMali


Isicwangciso soshishino ukuza kuthi ga ngoku besimalunga nokuchaza imbono yeshishini (imveliso okanye inkonzo), ukuqala kwimarike efanelekileyo, kunye nesicwangciso sokusebenza semihla ngemihla. Eli candelo lijongene noqikelelo lwemali yayo yonke loo nto. Lelona candelo licacisa ngokuchanekileyo apho imali iya kusetyenziswa khona. Umtyali-mali unokufunda eli candelo kuqala (emva kwesishwankathelo solawulo) ukuze aqonde isicwangciso soshishino phambi kokuba afunde lonke.


Ngoku ekubeni ukubaluleka kuye kwagxininiswa, kunokuthakazelelwa ukuba amanani asetyenziswe kwisicwangciso semali kufuneka asekelwe enyanisweni kangangoko kunokwenzeka. Zininzi iimeko ezingenakubalwa ekuqaleni, kodwa kufuneka zihlale ziqikelelwa ngokwesizathu.


Umzekelo - ukuqesha unogada kuya kuba nokwahluka kwireyithi ngokuxhomekeke kwizinto ezininzi; kodwa ukufumana isicatshulwa kuya kuvumela uhlahlo lwabiwo-mali oluchanekileyo olusekelwe kwimarike. Kwinto enje ngokumileyo, nangona kunjalo, kuya kuba yindinisa ukufumana iikowuti zento nganye yeofisi. Endaweni yoko, isixa-mali esifanelekileyo sinokwabelwa uhlahlo lwabiwo-mali olulindelekileyo. Njengoko ishishini liqalisa ukurhweba, esi sixa-mali "sento esetyenziswa yi-ofisi" siya kulungiswa ukuze sibonise uhlahlo lwabiwo-mali oluchaneke ngakumbi.


Isishwankathelo:

  • Ingxelo yeNgeniso eqikelelweyo

  • Uqikelelo lweminyaka emi-3

  • Uqikelelo lokuHamba kweMali

  • Inkcazo yokuHamba kweMali yeminyaka emi-3

  • Iphepha eliqikelelweyo loMncono

  • Uhlalutyo lwekhefu / uCwangciso lwemeko

  • Ukusetyenziswa kweNkunzi


Ingxelo yeNgeniso eqikelelweyo

Emva kwesishwankathelo solawulo, le yeyona nxalenye ibalulekileyo yesicwangciso soshishino. Ibonisa indlela unyaka wokuqala woshishino ekulindeleke ukuba uqhubele phambili ngayo ngokwezimali. Ekugqibeleni iya kwazisa umtyali-mali ukuba ingakanani intengiso elindeleke ukuba ishishini lenze; kwaye ingakanani ingeniso emva kweendleko.


Akukho nto ingako yokuchaza ngeli candelo - onke ngamanani amanani abekwe kwiinyanga ezilishumi elinesibini. Sebenzisa ithempleyithi ukujonga iindleko zakho. Qinisekisa ukusebenzisa amanani othe wawaqinisekisa kwisihlomelo apho kubalulekile.


Intelekelelo yeminyaka emi-3 okanye emi-5

Ukuzikhethela, kodwa kuyacetyiswa. Oku kusindisa umtyali-mali onokuthi enze ezakhe izibalo ukuze aqikelele ngakumbi kwixesha elizayo. Ukuba ixesha lokuhlawula lingaphezulu kweenyanga ezili-12, kufuneka ubandakanye olu qikelelo ukubandakanya ixesha lokubuyisela. Esinye isizathu kukubonisa utshintsho kwingqikelelo yengeniso emva kokuba naziphi na iimali-mboleko zibuyiselwe; okanye inkxaso-mali igqityiwe.


Uqikelelo lokuHamba kweMali

Xa ikhredithi ibandakanyeka, kusoloko kukho ukungafani phakathi kweyona mali kwi-akhawunti yangoku kunye nemali elindelekileyo (ngaphakathi okanye ngaphandle). Ababoneleli ababonelela ngemiqathango (ientsuku ezingama-30 okanye iintsuku ezingama-60, njl. njl.) bayakuvumela ukuba usebenzise imali kwenye into de kufike ixesha lokuhlawula. Umzekelo, ukuthenga isamente kunye ne-aggregate ngetyala kuthetha ukuba awudingi mali ukuze uthenge ezi zinto zikrwada. Kwinyanga ezayo, unokuvelisa izitena kwaye ukhathazeke kuphela ngomvuzo ofunekayo. Emva kokuthengisa, wenza imali eyimali onokuyisebenzisa ukuhlawula ababoneleli besamente kunye ne-aggregate.


Ndinokuba nzima ngakumbi xa uqala ukubonelela ngetyala kubathengi bakho kunye nokuthenga ngetyala kubaboneleli bakho. Yiyo loo nto kufuneka uqikelelo lwemali ekhoyo ukuze ugcine isishwankathelo sendlela imali ehamba ngayo ukuze uqinisekise ukuba awupheleli uswele imali xa kufuneka uhlawule.


Ukuba ishishini liqala njengemali engqongqo kuphela kwaye ababoneleli banikezela ngekheshi elungileyo kuphela ekuhanjisweni, ke uqikelelo lokuphuma kwemali aluzukubonakala luhluke kakhulu kwintelekelelo yengeniso.


Iphepha eliqikelelweyo loMncono

I-balance sheet ihamba kunye nengxelo yengeniso njengeseti yamaxwebhu emali ukubonisa ubume balo naliphi na ishishini. Ngesi sicwangciso soshishino, kufuneka ubonise umtyali-mali indlela ojonge ukuyiqesha ngayo inkxaso-mali; kunye nokuba zonke iintshukumo zemali zexesha elizayo nazo zinegalelo njani kutshintsho kwii-asethi eziyinkunzi. I-balance sheet eqikelelweyo iya kubonisa abanini-mali be-equity emva konyaka omnye kwishishini.


Uhlalutyo lwekhefu / uCwangciso lwemeko

Uqikelelo lwengeniso luya kubonisa inzuzo egciniweyo, ekuhlawulwa ngayo nayiphi na imali-mboleko; Kodwa olu luqikelelo nje olunye olulindelekileyo. Uhlalutyo lwekhefu lunokunceda xa uqwalasela iinketho ezahlukeneyo eziza kuchaphazela inzuzo. Umzekelo, ukuba ucinga abasebenzi bexesha elizeleyo ngokuchasene nomsebenzi wekhontrakthi yangaphandle, unokwenza ucwangciso oluthile lokuvavanya iziphumo zezi zigqibo.


Ungaphinda ulingise eyona meko ilungileyo kunye neyona meko imbi kakhulu ukubona ukuba ukhululekile kangakanani umngcipheko wakho. Ukuba ishishini aliboneleli naluphi na ukulibaziseka kwintengiso, uhlalutyo lwekhefu luya kubonisa imida emxinwa yokhuseleko kwaye ikuvumela ukuba ulungelelanise ngokufanelekileyo.


Ukusetyenziswa kweNkunzi

Olu lucazululo lwento obunokuyisebenzisa njengenkcitho enkulu kwiphepha lomncono. Cacisa ngezixhobo ezifunekayo kunye nokuba zingasetyenziswa njani na kwishishini.


Izihlomelo

Eli candelo asiyonto onokuthi uyicwangcisele - kukubamba ubungqina bamaxwebhu axhasayo axhasa iinyani ezisetyenziswe kwisicwangciso soshishino. Ubukhulu becala iya kubamba ulandelelwano ekubhekiswa kulo kwisicwangciso soshishino; kodwa lo ayingomgaqo.


Okungakumbi kungcono, kule meko - okukhona usenza umzamo wokuphanda isicwangciso seshishini lakho, kokukhona ukuzithemba ngakumbi uya kufaka kumtyali-mali onokuthi ulungelelanise isicwangciso semeko yethiyori (nelizwe lokwenyani); Kodwa inzuzo yendalo yophando ngamanani emali kukuba eneneni unesicwangciso esithembeke ngakumbi esiya kuthi ekugqibeleni sibonise ukutenxa okuncinci kuphunyezo lwehlabathi lokwenyani.


Ingqokelela yamaxwebhu onokuthi uwafumane kweli candelo kulo lonke ucwangciso lwakho iya kubandakanya:

  • Izivumelwano

  • iiLayisenisi, iPatent kunye neempawu zoRhwebo (IP)

  • I-Curriculum Vitae's yabasebenzi / abaphathi abaphambili

  • Izinto zokuthengisa / uphando

  • Izicwangciso zePropati (iingeniso zikamasipala)

  • Iifoto

  • Iitshathi, imizobo, iigrafu


Yintoni elandelayo?

Ngoku ukuba uqhubele phambili kumbono wokucwangciswa kweshishini lokwenziwa kwezitena, lixesha lokuba udibanise isikhokelo (uthethelele i-pun).


Ngelixa esi sikhokelo sisebenzise ulwakhiwo oluthile ukubandakanya isicwangciso somsebenzi, musa ukoyika xa kufikwa ekuqhawukeni kweso sakhiwo. Logama nje isicwangciso sakho soshishino sinokuhamba okunengqiqo, sinokugaywa lula ngumfundi kwaye ekugqibeleni sipeyinte umfanekiso wempumelelo, unokuphucula. Ekupheleni kosuku, uzama ukufumana imali kumtyalo-mali; ungangenisi umsebenzi wasekhaya. Ukuba wenza isicwangciso seshishini kumzamo wokuyila wobugcisa, ukunikezela isicwangciso soshishino ngendlela yenoveli kunokuthengisa umbono wakho ngcono (Ngaphandle kokugcina uqikelelo lwemali - Amanani emali abalulekile!)


Funda kwisicwangciso sakho seshishini kwaye uqinisekise ukuba uphendule umbuzo osisiseko - "kutheni ufuna imali kwaye kutheni umtyali-mali kufuneka abe nentembelo"


Nje ukuba ube nesicwangciso seshishini lakho kwaye ukulungele ukwenza imali, jonga abatyali-zimali abanokubakho naphi na apho unako. Yiya kwigumbi labarhwebi esixekweni sakho; dibana nebhanki ukuze nixoxe ngemigaqo yemali-mboleko; fumana intsebenziswano kwingingqi yakho enokuthi ifune ukusebenzisana ukuze kwandiswe ukufumaneka kwezitena kwindawo; dibana nomasipala wengingqi okanye ooceba bengingqi yakho;


Ikwangumbono omhle ukufumanisa ukuba zeziphi iinkqubo zikarhulumente ezikhoyo zokunceda uqalise ishishini lakho. Zininzi iindlela zenkxaso-mali kunye nenkxaso-mali karhulumente kumashishini amatsha kunye nokwandiswa kwamashishini. Uhlahlo lwabiwo-mali oluninzi alusetyenziswanga luze luncitshiswe kunyaka-mali olandelayo - yiyo loo nto urhulumente wephondo efuna ukusebenzisa imali endaweni yokuba abe nentshiyekela.


Ibhonasi: Iingcebiso zokugqibela zesicwangciso sakho seshishini

  • Sebenzisa iifoto ze-portrait ezilungileyo zeqela lolawulo. Ifoto elungileyo iya kubonisa isicwangciso soshishino esilungileyo.

  • Yenza intetho - amaxesha amaninzi isicwangciso soshishino siya kukhawulezisa intlanganiso kunye nabatyali-zimali abanokubakho. Unokuba nengxoxo elula ngesicwangciso seshishini okanye unokuba nenkcazo esele yenziwe ukuze bachukumiseke.

  • Thatha isampuli - ishishini kukwenza izitena kwaye nokuba isampuli isitena asiyomveliso yakho, yongeza ubunzulu bokwenene kwisizathu sokucela imali. Iyabambeka.

  • Ubungqina. Iyimfuneko kuyo nayiphi na i-CV kwaye yenza impembelelo enkulu kwisicwangciso seshishini - fumana ireferensi yomlinganiswa wentsebenziswano yangaphambili ukuze uqhubele phambili ukuqhatha umtyali-mali ukuba abe kwimeko yokuthembana.

  • Yenza izicwangciso zoshishino ezimbini okanye ezintathu njengenkxaso kubatyali-mali bamanqanaba ahlukeneyo okuzinikela kwezemali. Ukuba umtyali-mali ufuna ukutyalomali ngaphezulu okanye ngaphantsi, yiba nolunye ukhetho olulungeleyo - oku kuya kubonisa ukulungela kwakho kakuhle.

  • Shicilela isicwangciso sakho seshishini, usibophe kwaye usibonise kumtyali-mali onokubakho ubuso ngobuso. Kwangala maxesha obhubhane, abantu abazukuphendula ngokuncomekayo kwizicelo zenkxaso-mali enkulu nge-imeyile. Yenza umgudu wokubonisa intlonelo yakho.

  • Vumela ukugxekwa komtyali-mali onokubakho. Into yokuba ucela imali kwaye banemali yokunikela ibonisa ukuba bakwisikhundla esinamava ebomini. Thatha iingcebiso zabo kunye nengxelo malunga nesiphakamiso seshishini lakho ngombulelo; endaweni yokuyithatha ngokobuqu. Ukuba basavuma, yenza utshintsho kwaye ubuyele kubo kunye nesicwangciso sakho esihlaziyiweyo.

  • Musa ukuqalisa imfazwe yokubhida phakathi kwabatyali-zimali. Isicwangciso sakho soshishino asiyontengiso- ukuba uxelela abatyali-mali ukuba unabanye abatyali-mali kwaye uzame ukubakhawulezisa kwisigqibo, banokusuka balishiye ithuba lakho.

  • Ukuba kunokwenzeka, zama ukutsala umtyali-mali onokukucebisa. Ngokungafaniyo nebhanki, eya kuba ingakhathali ngaphandle kweenyani ezibonisiweyo, umtyali-mali uya kufuna ukubona utyalo-mali lwabo luphumelela. Musa ukuthintela umntu onokuba ngumcebisi wakho ngemibuzo emininzi; kodwa zama ukufuna iingcebiso ngamaxesha okungaqiniseki okukhulu. Lumanyano, emva koko.

Ithamsanqa, usomashishini. Thumela iifoto kunye namabali empumelelo yakho! Kwaye khumbula ukuba impumelelo luhambo, hayi indawo.


5 views0 comments
bottom of page